Personal Loans Illinois – Quick Approval – IL Loans Good or Bad Credit

Start Now – Quick approval Signature Loans for Illinois We help connect borrowers from every credit background with loan lenders in the land of Lincoln. Whether your in the windy city or downstate, we have options to connect with local or online lenders. Loans from $1000 to $40,000 from local lenders in Chicago, Springfield, Rockville or throughout the state. Our platform is super easy to use and navigate to review options for loans to consolidate debt, pay off medical bills, build out your new dream kitchen or get away on an extended vacation. Learn more about personal loans and get cash into your account quickly from the convenience of your home or office.

personal loans online  in Illinois

Finding the right loan for your goals is why borrowers have grown to love our loan platform. We help borrowers research a wide range of options they actually qualify for, from their home or office for free! Researching options upfront is a great way to ensure that you are applying for the right loan, for your own reasons and understand the full-spectrum of your financial options.

Use A personal loan to plan your dream vacation to Illinois

Illinois has great destinations to visit for people who live in the state and those who are planning to visit the area. If you’re visiting Starved Rock State Park, Shawnee National Forest or the Cahokia Mounds State Historic Site as a part of your vacation, we can help connect you with a lender to obtain a quick loan in a matter of minutes.

PersonalLoanOnline is a great platform for students who need money for school expenses

Our loan platform is easy to use for students to research and compare personal loans online. Whether your a student at Illinois State University, Western Illinois University or Lincoln College you can research and compare loan options for free using our loan platform. We strongly encourage students to establish a budget and take caution as to not borrow more money than you can afford to pay back.


  • Find Personal Loan Lenders and Learn how Peer to Peer loans work
  • Web Based Lenders In Illinois Offering Cash Advance, Payday and Micro Loan Offers
  • Unsecured and Non Collateral Loans For Borrowers
  • Unsecured or Signature Based Loans From Lenders In Illinois


Illinois banks and credit unions offering short-term loans

Navy Federal Credit Union
6447 Grand Ave Ste C
Gurnee, IL 60031
(888) 842-6328

Heartland Credit Union
720 S Grand Ave W
Springfield, IL 62704
(217) 718-3172

Tech Credit Union
1011 River Oaks Dr
Calumet City, IL 60409
(708) 891-3380

Corporate America Family Credit Union
111 E Wacker Dr
Chicago, IL 60601
(866) 317-7846

Members Choice Credit Union
3919 N University St
Peoria, IL 61614
(844) 639-9023

Community Trust Credit Union
1313 N Skokie Hwy
Gurnee, IL 60031
(847) 662-2050

Riverside Community Credit Union
368 Larry Power Rd
Bourbonnais, IL 60914
(815) 939-2105

Corporate America Family Credit Union
625 Cog Cir
Crystal Lake, IL 60014
(800) 359-1939

Riverside Community Credit Union
185 N Fraser Ave
Kankakee, IL 60901
(815) 933-1101

Illinois Service Federal Savings & Loan
S King Dr
Chicago, IL 60653
(773) 268-0873

Redbrand Credit Union
820 Mckinley Ave
Bartonville, IL 61607
(309) 697-1447

Illinois State Credit Union
1309 S Center St
Normal, IL 61761
(309) 451-8400

For consumers and borrowers who have less than ideal credit, then going to a traditional lender may not help them get the cash they need for their finance emergencies. When an unexpected medical emergency arises, your car breaks down, or your furnace stops working, you may need an online short term loan to get the quick cash to cover these expenses. If you are unable to use a credit card or borrow money from another source, then sometimes an online short term loan is the only option.

bad credit loans lenders
Whether the loan you need is a quick unsecured loan, installment loan or personal loan, including peer to peer offers then we have the right options for your finance needs. Our nationwide network of top lenders helps consumers who need to borrow between $500 and $40,000 online. Finding online loans has never been easier with popular plaforms such as Prosper, Marcus, Wells Fargo, Rocket Loans, Sofie and more offering online loans.

Illinois signature loans for customers with Excellent, Good, Poor and Bad Credit Histories

Whatever your needs for finance are, count on the team of editors from the Illinois team of PersonalLoanOnline is committed to helping to bring you the latest offers and options, from short-term loan lenders, installment loans and social lending, we will be covering a variety of short term lending topics and sometimes will even try to discover credit card and other relevant finance topics of interest for your benefit. Finding the right loan can mean the difference in making your life less stress free. Borrowers who have time and great credit are encouraged to work with banks or credit unions when possible, for the lowest rates and fees. Borrowers with average and below credit, who have limited options should take advantage of credit counseling, financial advisors and other resources to help make sure they are making the best finance decisions for their personal situation and getting the right loan for their specific borrowing needs.

Consider additional options from lenders in these Illinois cities

Addison, Algonquin, Arlington, Aurora, Bartlett,, Berwyn, Bloomington, Bolingbrook, Buffalo Grove, Calumet City, Carol Stream, Carpentersville, Champaign, Chicago Heights, Chicago, Cicero, Crystal Lake, Danville, Decatur, DeKalb, Des Plaines, Downers Grove, Elgin, Elk Grove Village, Elmhurst, Evanston, Galesburg, Glendale Heights, Glenview, Gurnee, Hanover Park, Hoffman Estates, Hoffman, Joliet, Lombard, Moline, Mount Prospect, Mundelein, Naperville, Normal, Northbrook, Oaklawn, Oak Park, Orland Park, Oswego, Palatine, Park Ridge, Pekin, Peoria, Plainfield, Quincy, Rockford, Rock Island, Romeoville, Schaumburg, Skokie, Springfield, Streamwood, St Charles, Tinley Park, Urbana, Waukegan, Wheaton, Wheeling, Woodridge

If you are searching for a loan over $1000, then you may consider visiting Prosper or Lending Club, two of the more recognized peer to peer social lending platforms that help customers with good credit get loans, sometimes up to $25,000 or more. Peer to peer loans are difficult to get sometimes, and you can run into some high interest rates, so if you are about to get a loan, you should get a credit check so you can be sure that there are no surprises that are going to be unearthed in the process. Remember that you have a right to dispute anything that is on your credit report, so if you disagree with something you are fully within your rights to get your own side of the story in there. This may help you a great deal when your credit report is pulled when applying for the peer to peer loan, especially if it is for a larger amount and has a long repayment process.

Lending Regulations for Illinois

Banking Regulations
100 West Randolph, 9th Floor
Chicago, IL 60601
(888) 473-4858

Credit Regulations
320 West Washington, 3rd Floor
Springfield, IL 62786
(888) 473-4858

National Banking and Finance Regulations

PersonalLoanOnline of Illinois is committed to being a local resource for helping borrowers who need to borrow money online. Our platform is the perfect spot to compare signature based personal loans and borrow as little as $500 and up to $40,000 or more from the convenience of your home or office. We value your feedback and opinions, feel free to contact our editorial team anytime. The portal is managed by a group of passionate writers who love personal finances, saving money and helping others.

Originally written in November of 2013 and revised in 2020 by Don

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